Your home, house and contents, are your most valuable possession.  Proper protection of these valuable assets is essential. Don’t be guided by cost alone.  Determine the protection you need with the help of an expert personal insurance advisor, then decide your level of premium.

Finding the cheapest car insurance in Ireland is no easy task these days. There are so many motor insurance companies to choose from and they all have different rates and packages. Let Noel O’Loughlin Insurance Services help you find not only the cheapest, but the best, car insurance for your motoring needs.

Public Liability provides protection for you against loss arising from injury to persons (other than employees) or damage to their property. If a member of the public is injured whilst visiting your premises, this type of policy provides cover for you if you should be held responsible for such injury or property damage.

Products Liability provides protection for you against loss arising from injury or property damage caused by a defect in the product manufactured or sold. If a member of the public is injured or property, not belonging to you, is damaged arising from a defect in a product manufactured or sold, you may be held liable for this injury or damage. The policy will also pay the costs of defending a claim and the claimant’s legal costs in connection with bringing the action if the claim is successful.

Employers Liability provides protection to employers against loss arising from his/her legal liability. If your employees become ill or are injured as a result of an accident that occurs while working for you( the employer) may be held liable for that employee.

Professional Indemnity Insurance and Errors & Omissions Insurance are very similar and essentially protect professional advisors from claims against them in the event that a client suffers financial loss as a result of alleged neglect, error or omission by you.

The need for Professional Indemnity Insurance is growing yearly. With more people relying on the company that is providing advice, designs or other services to deliver a 100% accurate service, the tolerance for errors or omissions has greatly reduced.

Noel O’Loughlin Insurance Services have experience helping the farming community get the right cover. Combine this with top-class local service and great value and we’re confident you’ll soon see the benefits Full time or part time, you need to ensure your cover is right for you and offers the value needed. Are your sheds covered for storm damage? Are your machines covered for contracting work? 

Whether you have a single small van or a fleet of articulated lorries, commercial vehicle insurance is a legal requirement for your business. Obviously all commercial vehicle insurance products will protect the vehicle itself and in the case of fully comprehensive cover, any other vehicles involved in any incidents. Many insurance products will also cover passenger liability and costs of removal of the vehicle following an incident.

The choice of commercial vehicle insurers is limitless, but so are the premium ranges and the quality of service provided, both before and after the premium is paid.

As a broker, we are able to do the hard work for you, researching the best policies at the right premiums and more importantly, when you need help, our specialised team can provide the personal and attentive help required to get the answers you need or to finalise a claim.